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Before taking the plunge into creating a home office and working from home, we recommend not only researching the prospective companies, but also researching what it is like to work at home. Networking with other work at home professionals is a great idea. 

If you would like to network with other work at home professionals in Colorado, add your name and email address to our blog,  http://workathomecolorado.blogspot.com under Network with WAH Professionals in Colorado.

Why I Love the Party Plan Industry and Direct Sales  by:  Navy Wife

Many people ask me why I love working in the home party plan business.  Well, I will tell you.  I first started in the home party plan business in 1993 while stationed in Okinawa (my husband served in the US Navy from 84-2004).  I had never spoken in front of anyone, much less a group.  In college, I took the Interpersonal Communications Class instead of Speech Class because I was terrified of giving speeches.  Somewhere during the Interpersonal Communications class, I found my voice.  Not right away of course. One day, our professor made a comment "a silent person is a powerless person."  The last thing I wanted to be was a powerless person.  I was a terrible communicator.  I was a great listener, an active listener, but all I did was listen.  I never gave my opinion or spoke up about anything. 

One evening, I attended this party called a Cottage Collectibles party.  I had attended Tupperware parties in high school and I even had a couple Home Interiors parties when we were stationed in Homestead, Florida.  When I was invited to the Cottage Collectibles party, I just wanted an evening away from the kids.  I fell in love with the products and that evening, being the sucker that I thought I was, I signed up! 

Since we were stationed in Okinawa (this was in the early 90's) we didn't have any other “American” party plans (there were Japanese Tupperware parties).  We were lucky enough to have an occasional Mary Kay rep that brought her left over inventory with her to sell on base.  I had parties lined up before I even received my kit.  I strategically placed flyers all over the island. 

When I received my kit, I went through everything from top to bottom.  I discreetly placed stickers on all of the products and memorized everything.  Then, off I went to my first party.  I was terrified!  This was the first time I was going to speak to a group and I was by myself (my best friend, my husband stayed home with the kids).  When I arrived at the home of my hostess (early of course!), I strategically set up the table and carefully placed the merchandise in a fashionable manner.  Then I began to panic.  I could feel it in my chest. 

The guests hadn't even started to arrive yet and I was panicking and starting to hyperventilate.  Then I grabbed the cross I was wearing and I began to pray (I wasn’t alone after all).  I prayed that I would not make a fool out of myself and I prayed that the guests would buy the products so I would make some money to pay for the kit!  I also prayed for confidence.  The last thing I wanted to do was appear unsure of myself, the products and the company I represented.

Approximately 20 guests attended my first Cottage Collectibles party that evening.  Every single one of them purchased something and 5 guests booked parties! After every single party I gained more and more confidence, not only in my sales skills but also in myself.  I was now in control.  I was in control of my income.  The more polished my presentation, the more sales I made and the more money I made.

Soon after I built up my Cottage Collectibles business, we transferred to Norfolk, Virginia.  Cottage Collectibles went out of business (actually I think another company purchased them) shortly after we moved.  We were originally from Pennsylvania so when we moved to Virginia, we did not know anyone.  Our girls were 5 and almost 3. I did not want to work full time until our girls were both in school all day. 

Soon after we moved into our home, I saw an ad in the newspaper looking for people to sell Christmas Around the World (CAW).  The kit was free to start out and if/when you reached a certain level in sales, the kit could/would be earned.  I thought that CAW would be a great opportunity for me to meet people, and since the kit was free, it didn't cut into our budget, so I signed up. 

Personally, I feel that CAW was the best party plan business ever created.  (I was deeply saddened when Henry Lloyd passed away, the company was sold.)I was back in business!  I put flyers up in all of the local grocery stores and in our local community newspapers.  Soon, I was working 3-4 nights a week, nights that I chose to work.  I had the flexibility to work when I wanted to work and to stay home when I wanted to stay home. I chose where and when I wanted to work. 

The first year, I reached higher sales levels and parties then the district manager, so I was promoted and soon started building a team.  I received recognition for reaching certain sales levels, including bonuses, monetary and beautiful jewellery.  I met a lot of people I would never have met had I stayed in my shell.  I enjoyed having control again.  Control over my finances and control over my schedule.  If I needed a night out to be with adults, I would schedule a party.  I loved socializing with other adults with similar interests.

Over the last 20 years, I have dabbled in many different party plans and direct sales companies from Tupperware and Princess House to Mary Kay and Avon.  The reasons why I love the home party plan business industry are clear.  I had the freedom to choose the company I wanted to work for and the flexibility to choose my schedule.  I gained confidence in myself.  I had control not only over my schedule but over my finances.  I received recognition for my achievements.  I developed personally and professionally and I expanded my team.  I loved (and still do) to socialize.  

The benefits at tax time are nice also but for more information on that, see your Accountant or a CPA (or if you like to read, go to www.irs.gov and do a search on home businesses). I am sure there are other great benefits of Home Party Businesses and I would love to hear from you if you would like to share them.

Good Luck,

Navy Wife

WHAT IS A MOM WORTH? WORKING MOM vs. STAY AT HOME MOM SALARIES FOR 2006

New Online "Mom Salary Wizard" Lets Moms and Their Families Customize Mom's Job Description and Create a "Mom Paycheck"

http://www.salary.com/aboutus/layoutscripts/abtl_default.asp?tab=abt&cat=cat012&ser=ser041&part=Par481

Waltham, MA, May 3rd, 2006 -- Salary.com,Inc., the compensation experts, announced today the 2006 update to their valuation of a Stay at Home Mom's job and for the first time addressed the question of what a Working Mom's job is worth. Salary.com consulted with Stay at Home and Working Moms and determined the top 10 jobs that make up a mom's job description. If paid, Stay at Home Moms would earn $134,121 annually (up from 2005's salary of $131,471). Working Moms would earn $85,876 annually for the "mom job" portion of their work, in addition to their actual "work job" salary.

Salary.com found the job titles that best matched a mom's definition of her work to be (in order of hours spent per week): housekeeper, day care center teacher, cook, computer operator, laundry machine operator, janitor, facilities manager, van driver, CEO and psychologist. New job titles that made the list in 2006 include psychologist, laundry machine operator, computer operator, and facilities manager. The job title of nurse fell out of the top 10 this year.

Now, moms and their families can visit http://swz.salary.com/momsalarywizard/htmls/mswl_momcenter.html and create their own "Mom paycheck" with the Mom Salary Wizard®, the first interactive tool that allows moms and their families to price the "mom job," based on location and mom's personal hours worked in each of the 10 roles. Users can create a hypothetical mom paycheck and mom pay stub, which can be printed and emailed to family and friends for Mother's Day.

"The true value in raising my daughter is priceless, because even while working full time, I cherish my moments with her," according to Manya Chait, of Lexington, MA."A mother's job is challenging on so many levels and Salary.com should be commended for recognizing the millions of Stay at Home and Working Moms across the country."

"People recognize that both Stay at Home Moms and Working Moms carry a heavy load of responsibility and work long hours," said Bill Coleman, senior vice president of compensation at Salary.com. "It is an eye-opener for many people when they see the real market value of the work moms perform. This year, by adding information about the compensation for Working Moms, we hope to expand the recognition of just how hard all moms are working and of the economic value they bring to society."

"The rewards I have by being there all the time in spite of my own needs are priceless," said Laura Pennington, a Stay at Home mother of three from El Paso, TX. "My children's well-being and education are my priority regardless of the daily marathon I face from sun up to well after sun down. It's the greatest job in the world."

"We don't want to add fuel to the mommy-war fire," said Meredith Hanrahan, senior vice president of Salary.com Interactive. "Both moms struggle with keeping the house clean and moms of both types reported making tremendous sacrifices to make their children happy, healthy, and successful. Stay at Home Moms give up the benefits of working outside the home, including extra income, title, and career advancement. Working Moms give up more sleep, time for exercise, and skip lunch to spend quality time nurturing and educating their children. In the end, both claim it was well worth it."

Other interesting findings from the 2006 Stay-at-Home/Working Mom Study include:

  • Moms work an average of 90 hours a week
    Working Moms reported spending 44 hours per week at their "work job" and 49.8 hours at their "mom job," for a total of 93.8 hours per week. The Stay-at-Home Mom works 91.6 hours at her mom job.
  • Working Moms get less sleep
    Working Moms reported getting only 6.4 hours of sleep per night, versus 6.7 for the Stay-at-Home Moms.
  • Two extra hours that Working Moms devote to two jobs result in two fewer hours of sleep
    Both kinds of moms report that the "lower paying" mom role of housekeeper is their most common role.
  • Working Moms work 7.2 hours as housekeeper, versus 22.1 for Stay at Home Moms
    Taken together, the three lowest paying roles of housekeeper, laundry machine operator, and janitor represent 29 percent of the Working Mom's "mom job," but as much as 38 percent of the Stay-at-Home Mom's job, suggesting that Working Moms need assistance with these tasks.
  • "My house isn't as clean as I would like and I want to spend more time with my family"
    Working Moms and Stay at Home Moms both spend roughly 4 hours per week nurturing the emotional needs of their kids in the "mom job" of psychologist. The big difference appears to be in the "mom job" of day care center teacher, with Stay at Home Moms reporting an average of 15.7 hours per week and Working Moms reporting 7.2 hours per week.
  • The desire to have time to teach their children prompted write-in responses from Working Moms, who report being more focused and efficient in their day job so they can come home and have more time for their "mom job."
    Often these moms skip lunch, come in early, and give up exercise in order to save time to be with their kids for homework and other activities.
  • According to one Working Mom, "Work is less important and I have less freedom to attend events and work whenever necessary. I have only certain windows in which I can work. I also have become more of a morning person, so that I can work out, go to work and then be home to see the kids or coach a sport."
    More detailed information on the Stay-at-Home and Working Mom compensation analysis as well as the Mom Salary Wizard, log onto http://mom.salary.com/.

    Remote Agent Stations: Easing the Pain of Scheduling                                                                  By Les Bidewell May 2006

    The difference between a 20 second versus a 60 second hold time on inbound calls can eitherbuild customer confidence in your company or cause great customer dissatisfaction with your operation.The management problem of every call center is that you have to staff according to the “average” or the “typical” call volume that you are experiencing, and at the same time take care of the spurts and peaks.

    Whenever a call comes in, you want to successfully distribute it to the CSR (Customer Service Representative) who has the appropriate skill level, knowledge about the account, and the availability to answer in less than 18 seconds (3 rings).You’ll also want your CSRs to process the call readily and pleasantly.It’s that simple.Or is it?If you haveunderstaffed your call center, overworked CSRs will not be able to answer within 18 seconds and they will not be pleasant on the phone.  If you have overstaffed, you hurt your bottom line and your CSRs get paid for doing nothing.

    There are several software solutions that can take care of shift scheduling.  Some call center equipment also offers performance reports that can help in decision making.  However, spurts and peaks in call traffic are often not predictable.  To keep up CSR performance, my solution is remote station access.  That is, CSRs in different locations all connected together through one central switch, so that inbound calls can be answered anywhere within the operation.  Individual remote stations can provide a faster “add-on” to your staff roster as backup or heavy call volume relief.  Individual remote stations may also be a good means to keep your experienced staff working for you. 

    Most call center equipment suppliers can provide remote station access.  All you need is one with stable software and a switch robust enough to support several locations of call centers remotely.  Your client information is stored in your own database.  CSRs available in different locations will level out the highs and lows in call traffic.  With more efficient use of CSRs, your bottom line improves.

    What is the value of this setup to your business?  Could this reduce customer churn?  How many dollars would that mean to you?  I cannot predict the monetary benefit for you, but I can guarantee that any improvement shall fall directly to your bottom line.  For example, our current operations consist of five call centers, covering the major cities in the provinceof Alberta, Canada.  Each of these cities is a few hundred miles apart from the others.  Our call center equipment is centrally located and installed inside a telephone company’s central office.  We have about 40 remote stations distributed among the five cities.  Our CSRs in every city are trained to have access to all the accounts.  Ourdifficult and complicated accounts are “scripted” to make them easier.

    Our call center switch has nine T-1 circuits, where calls from all cities are terminated.  Inbound calls from each of the cities are routed back to their own location and dispatched to the CSRwho has the right skill for that client.  When the local waiting queue exceeds our pre-defined limit, calls are distributed to the second and third back-up choice for that client.  The biggest advantage in this approach is staffing optimization, which results in higher efficiency, less stress for our CSRs, higher quality of service, and an improved bottom line.

    The configuration of our new equipment is 100% remote access.  This is going to help take our organization to the next level in client service.  Remote station access is definitely a viable, if not the most accepted, solution to the challenge of staff scheduling in call centers.

    Les Bidewell is the President of Select Communications, Select Call Centers in Edmonton, Alberta, Canada.  Select Communications is a user of Szeto’s Call Linx TAS System (www.szeto.ca).  Les can be contacted at 780-917-5400.

    http://www.connectionsmagazine.com/articles/6/031.html

    Shifting the Remote Agent ParadigmBy Steve VerBurg May 2006

    Three months ago, I was speaking with a customer who was distressed about losing her best third shift agent; the agent’s husband was being relocated to another state.  I asked why she didn’t simply let this agent work remotely.  She responded that it was not something she had thought about and that it would probably not work.  The idea of being able to staff a call center with virtual agents seems foreign to many people within the telemessaging industry, but ironically, that’s how the industry got started. 

    Business people who could not afford to pay someone to sit in their office and answer the phone began asking for outside help; hence an industry was born.  In the early years, hardwire lines, leased lines, or FX (foreign exchange) lines were used to extend clients’ calls to the call center.  Technology changed with the advent of concentrators, call diverters, and call forwarding devices.  It has continued to evolve into the technology we use today to service our clients.  The virtual call center is what we sell every day.  Why, then, do we frown at the idea of a virtual agent for our own call center?

    The answer is control!  The reason some prospects are hesitant to outsource their calls to external call centers is the same reason some call centers are afraid of letting an agent work outside of their building.  The industry has always had to educate businesses on the advantages of the virtual call center; we should apply the same thinking to ourselves when considering a virtual agent. 

    Call centers grapple with issues like the skill sets of their labor force, the cost of labor, language skills, accents, technology, and reliability.  With the flexibility and low cost of today’s technology, agents can log themselves into and out of ACD queues with minimal investment, allowing call centers to be de-centralized and more flexible.  So, the concern typically boils down to managing these remote agents.  Will we get the same caliber of employee?  Will our remote employees stop working because they’re out of the manager’s eyesight? 

    The answer is simple.  Employees who will slack off when they’re away from the office are the same ones who slack off when the manager’s back is turned.  Whether local or remote, agents must go through training and then be monitored to ensure they are going to be a good fit for your call center.  Agent performance is typically monitored by performance reports, voice loggers, system activity monitors, and real-time monitors to ensure quality of service.  With today’s technology, these same processes apply to the remote agent as well. 

    Agents are the biggest assets a call center has.  Estimates on the cost of replacing an employee vary; some say it costs anywhere from 25 to 200 percent of that employee’s salary, while others say two to seven times annualized income.  So, in the case of an employee who has proven herself, there should be no question that she will get the job done.  Instead of trying to hire, train, and replace these valuable resources, the reward of keeping an employee outweighs the cost.  In addition to retaining employees, call centers may want to try remote agents in order to tap into other labor pools. 

    The industry has told prospects and clients that location does not matter, as long as they can put their trust in professionals that are reliable, experienced, and highly competent.  Shouldn’t we do the same?

    For more information on Shifting the Remote Agent Paradigm, contact Steve VerBurg at 800-782-7835 x714 or steve.verburg@startelcorp.com; Startel’s website is www.startelcorp.com.

    http://www.connectionsmagazine.com/articles/6/028.html

    Managing Labor in a Virtual Call CenterBy Sharon Grossman May 2006

    Tired of juggling long commutes and a family life, Will Burkhamer used to take nearly two hours to get from his home in Baltimore to the Laurel, MD., call center where he used to work as a customer service agent.  First, there was the hour-long bus ride, then another 45 minutes in a car pool. 

    Now he rolls out of bed and is on the job a half-hour later – in his home office.  Forget the commute; prep time is minimal.  “It’s just as easy to work down the hall as down the road because you can move a lot of information quickly,” says Will.  “And worrying about snow storms like the blizzard last year is a thing of the past.”

    There are indications that an increasing number of employees nationwide are also trying to do their jobs from home.  A study done by Deiringer Research Group Inc. of Milwaukee found that 9.2 million full-time employees worked from home in 2001.  That number jumped to 16.5 million employees in 2004. 

    Industry experts said Burkhamer is part of a trend.  Increasingly, call centers are going “virtual” in an effort to keep agents from jumping ship along with curtailing the exorbitant equipment and real estate costs necessary to run a brick and mortar business.  But how do you manage someone you can’t see?

    People involved in managing call center staff would agree that they are faced with many challenges – changing technology, new sales, and marketing programs and customer relations programs.  Perhaps their greatest challenge, though, is managing the workforce.  Making sure that calls are processed efficiently by well-trained agents, who are skilled and professional is a goal that requires good planning and skilled execution in all types of services.

    Managing a virtual call center requires a shift in traditional thinking about how managers communicate with employees and how they control the quality of the organization’s services.  A number of teleservice companies support remote agents so managers may face the difficult task of seamlessly integrating both on and offsite agents so that they work and perform as one entity.  However, the challenges in managing a virtual workforce require some new techniques and creative uses of technology.

    CommunicationThe first and most obvious challenge in managing a virtual workforce is communication.  In a traditional call center, managers have the luxury of speaking directly to agents.  They can see them and observe how they are working; they can call agents into a meeting room or tap them on the shoulder when they want to share information or just have a conversation.  In a virtual contact center, managers must create a virtual workplace and find ways to communicate without being in the same physical location.

    Perhaps the most important decision to be made when establishing a virtual workforce is choosing the right technology provider.  To effectively communicate with virtual agents, it is important to choose a virtual ACD provider that offers:

    ·         Live monitoring

    ·         Broadcast messaging

    ·         Agent performance reporting

    ·         Agent-to-agent “instant messaging”

    ·         Audio recording of calls for quality control

    ·         A supervisor portal that shows real-time information, enabling supervisors and managers to visually see the workplace and understand how each employee is involved in current activities

    By using these tools, managers can see their workforce in a very detailed way.  Remote agents are able to communicate with each other to ask questions or offer support.  Agents can be monitored and coached without being heard by the caller.  A properly structured and utilized virtual ACD system offers no opportunity for an agent to under-perform without being detected.  Best of all, these same tools work effectively with both a virtual and a traditional workforce.

    Agents in the virtual environment can reach out for help using a text message and can receive help from the best available source.  Sometimes the best help comes from another agent who is available and can offer support.  This type of text communication is highly effective.  An added benefit that managers can realize with virtual agents is that because they don’t sit in the same break room or chat between calls, there seems to be less conflict in virtual workplaces. 

    Two ways to help foster communication and assistance between in-office agents and the virtual agents is to add a personal touch by encouraging agents to choose an icon that represents their personality for instant messaging, and to create a website where agent photographs and personal information can be posted so that they can “see” and get to know each other on a more human level.

    Scheduling: Scheduling is a challenge that can be made easier in both the traditional and virtual center by using a labor management tool, which can be accessed on theInternet by agents to view and print their schedule, as well as clock in and out.  At payroll time, the labor management tool can load data directly into the payroll system.  To optimize agent utilization, information about call traffic that is generated by the virtual ACD provider can be merged with schedule information.  The reports generated by the ACD also help to establish call patterns and trends that will affect staffing.  Having this ability is important since contact centers in any environment are only as good as their ability to forecast and plan.

    Training: Just as universities are using Internet-based distance learning software to offer their courses around the world, we have found that telephone answering services can also benefit by using a distance learning software package to train agents around the country.  This software can allow organizations to create a self-launching course that can be provided to each agent with the appropriate password. 

    The courses can include basic call processing training, as well as specialized training for new applications.  The agent simply navigates to the specified website and enters their user name and password to take the course.  At the end of the course, a test is given and automatically scored then forwarded to the trainer or supervisor.  The trainer can then set up a meeting with the agent to address concerns and review any questions that were answered incorrectly.  In addition to this kind of online training, organizations can have agents attend coaching sessions using a conference bridge and Internet presentation software such as WebEx.

    Additionally, to build camaraderie and obtain valuable mentoring with the virtual workforce, contact centers can assign new agents to teams with team leaders acting as “virtual mentors” who communicate with agents about their special needs and help them to become a part of the larger team.  Even though team leaders do not personally meet all of their team members, these relationships help leaders and agents form bonds that provide agents with a sense of connection to the team and the company.

    Quality Control: When a company makes the transition to a virtual workforce, the concern about managing quality centers around the effects that background noise and distractions can have on virtual agents.  One way to overcome this challenge is to establish a formal agreement for telecommuters where they guarantee to provide a professional environment in their home office: barking dogs, crying children, and television sounds are not acceptable.  Let each agent know that their access to the system will be immediately terminated if there are any inappropriate background noises. 

    In this agreement, organizations can also have the telecommuter guarantee to provide their own computer in working order and their own Internet connection.  One way to look at it is to think of the Internet connection as being similar to the agent’s car.  It is the vehicle that gets them to work and they are responsible to maintain it in good working order. 

    Another tool that contact centers should utilize is a quality control monitor that listens to random recordings of each agent every week.  Companies can use traditional quality control methods for monitoring both site-based agents and telecommuters very effectively.  In addition to listening to calls, organizations can combine this with monitoring statistics provided by their ACD provider to better evaluate each agent’s performance.

    While operating in the virtual environment offers some special challenges, it also provides companies with important benefits:

    ·         Significantly reduced overhead costs.  Agents provide their own space, furniture, computers, and Internet connections.

    ·         Fewer barriers to growth.  The ACD system can be hosted by an on-demand contact center provider.  By employing a hosted solution, the company doesn’t need to worry about adding cards, boards, cabinets, or other equipment for a site-based switch as growth occurs.  They also don’t have to expand the size of the call center to accommodate new business, they can simply expand their telecommuting network by hiring new agents. 

    ·         Much of the expense associated with growth is borne by the new telecommuting agents who happily provide their own equipment and space for the privilege of working from a home office.  An ACD provider utilizes VoIP to distribute calls, which helps to control telecommunication costs.

    ·         Turnover is much lower among telecommuters. 

    ·         With a virtual workforce that provides a good balance between work and home life, much recruiting for telecommuters can be based on referrals from other employees or from the website.  Organizations can actually end up with a waiting list of applicants.  Plus, the high cost of gasoline and parking makes working from home a very attractive option, especially since many qualified agents live in areas where they would face a lengthy commute.

    ·         It is easier to schedule telecommuters for short shifts or split shifts.  A telecommuter will often sign in to work for 30 minutes when needed.  It is tough to get site-based agents to come to work for less than four hours.

    ·         Reduction in operating expense can enable a company to be more competitive in pricing.  This is especially important in competing with offshore providers.

    ·         The virtual network enables businesses to expand the workforce in any geographic area that supports a stable Internet connection.  Call centers can recruit bilingual agents in the areas where they live.

    ·         By going virtual, stress in the workplace has all but been eliminated.  The top three short-term effects of stress are increased irritability, undermining of work performance, and an increase in mistakes.

    Burkhamer, who now supervises about 30 virtual agents from his home, said it’s easy to go the extra mile for the company when the company has gone the extra mile for you.  The bottom line is that the greatest benefit of transitioning to the virtual workforce model is the bottom line.

    Sharon Grossman is the president of Xact Telesolutions who currently employees 200 telecommuters throughout the US and Canada.  She is the founder of AnswerX, which offers virtual call center programs, www.AnswerXAlliance.com.  She can be reached at 800-922-1697 or sgrossman@xactservices.com.

    How to maximize your deductions

    For some it is the most dreaded time of year, but for others who know all the ins and outs of the tax codes that pertain to Direct sellers, it is a breeze.  The IRS has an awesome publication for Direct Sellers.  This publication answers many questions, such as the definition of a direct seller and of course, all the information to maximize your deductions.  Don't short cut yourself, download the pub and take a look at it.

    http://www.irs.gov/pub/irs-pdf/p911.pdf

    Federal Trade Commission

    Consumer Complaint Form:  https://rn.ftc.gov/pls/dod/wsolcq$.startup